Welcome to 1103 Coastal Hammock Dr — a rare opportunity to secure unbeatable financing, premium location, and like-new construction all in one. This property stands out immediately with an incredible assumable mortgage at just 2.99% interest, available to both VA-eligible AND non-VA buyers — yes, any buyer can take advantage of this rate. In today’s market, this alone can translate to significant monthly savings and long-term value. Even better, the seller is flexible, easy to work with, and offering closing cost assistance, making this one of the most buyer-friendly opportunities available. Built in 2020 and meticulously maintained by its only owner, this home shows like brand-new construction. It has been lightly lived in — as a child free home, two of the three bedrooms were never occupied — offering a level of cleanliness and preservation that’s hard to find. Inside, you’ll find thoughtful, quality upgrades that elevate the space, including: Luxury vinyl plank flooring throughout Epoxy-coated garage flooring Modern glass shower enclosure A clean, move-in-ready interior that feels fresh and refined Step outside and you’ll understand what truly sets this home apart. Positioned on a premium water-facing lot with no rear neighbors, the backyard offers peaceful views and direct access to nature. Walk right out your gate onto a scenic trail overlooking a large tranquil pond, with the community’s resort-style pool, playground, and amenity center just steps away — all without sacrificing privacy. Additional peace of mind: No flood insurance required No hurricane damage — strong, reliable construction Located in the highly desirable Brookside community Ruskin, residents enjoy a lifestyle that blends convenience and relaxation. With easy access to major routes, commuting north or south is effortless, and you’re just minutes from a variety of shopping, dining, and everyday essentials. Why wait or overpay for new construction when you can own a better-than-new home, on a premium lot, with a below-market interest rate and seller incentives that could save you tens of thousands?